Imagine this: you’ve saved up enough to buy a home and are looking for the right home for you. Unfortunately, none of the homes within your budget appeal to you. The one home that you did like was priced above your budget, so you decided to take out a loan just to be able to buy it.

However, now that you’ve bought it, you begin to realize that it was possibly priced above average. Then life happened, the market changed, maybe you pulled out equity to pay off bills– and now you owe more than what your house is worth. Don’t fret, this is actually a common occurrence. You’d be surprised to learn just how many properties have no equity in Columbus, Ohio.

Fortunately for you, you’ve come to the right page. Here at Offer Express, we’ll help answer all of the questions you may have about selling your house with no equity in Ohio. But first, what is home equity?

What Is Home Equity?

Home equity is the market value of your house minus how much you owe on your loan. It’s what’s left after subtracting the unpaid balance on the property from the current market value estimated by a valuator. If you bought your home at a significant price, it’s entirely possible to not have equity at all.

But can you still sell your Columbus, Ohio home without equity? Of course, you can! Homes are always a hot commodity.

How to Sell Your Home Without Equity


Short sale

A short sale is a type of sale where you and the lender agree to sell your property for less than the outstanding debt on the mortgage. The lender agrees to take a loss, and you get to save your credit. While a short sale means there won’t be any profit on your end, at the very least you get to save your credit score.



FSBO or for sale by owner is a kind of sale where you manage everything yourself–from the listing to the showings. You’ll need to prepare your property by making the necessary repairs, cleaning it and making it presentable. Then, you will also be in charge of marketing your property, hosting showings, and essentially taking over the tasks that a real estate agent usually has.


With the help of a real estate agent

Selling your home with the help of a real estate agent is the traditional way to get your home sold. Real estate agents usually have an extensive knowledge of the real estate market and the neighborhood values, so selling your home–even with no equity–shouldn’t be a problem.


Sell to a professional home buyer

Another option you should consider is to sell your property to a professional home buyer. The upside of selling to a professional home buyer is the quick transaction and sale. Plus, you won’t have to spend on repairs and you won’t have to wait for months just for a buyer to give you a call.

If you’d rather not go through the tedious process of selling your Columbus, Ohio home, you can always choose to sell it to a professional home buyer.

Need More Info?

If you’re looking for quick ways to dispose of or liquidate your inherited home, you should consider selling to a cash home buyer in Columbus, Ohio. Who has the time to sell your property the old-fashioned way when you’re busy wading through the difficult emotions after a loved one has passed? We understand the urgency, and we’re here to help.

Sell your house to professional home buyers like us here at Offer Express. We buy houses in Columbus, Ohio, and will act as your personal guide during your home selling process. We can provide you with the best price for your home while still ensuring a quick close so you can liquidate your inherited property ASAP. If you don’t want to worry about the hassle of listing your home and working with a real estate agent, just sell your home to us! We’ll take care of the rest.

Our home-buying process does not involve getting pre-qualified by a mortgage bank in order to obtain a home loan or listing the property on the MLS or any other listing platform. The reason our team at Offer Express is able to purchase properties very quickly is because we use our own money, which means the sale is more secure and we can close faster than traditional buyers. Get in touch with us here (614) 820-5777 and sell your home fast for cash today!